Consumer Financing

At CoolWorld, we want to help you to live the life you want. That’s why we offer a range of finance options to suit your needs. No matter what up’s and down’s life throws at you, our finance packages allow us to make the lifestyle you want more affordable for you.

2 Consumer finance options

Option 1 - CoolWorld 3 month installment plan - "Take 3"

  • Pay 40% of total cost of product on day of purchase
  • Provide 2 post-dated cheques to cover 60% of the balance
  • Minimum purchase value is N50,000

CoolWorld 3 month consumer finance installment plan table

What is "Take 3" all about?

With our Buy Now, Pay Later finance options (also known as a post dated cheque scheme), Coolworld gives you the chance to live the life you want today and walk away with your product whilst spreading the cost of the product over a number of payments.

In order to qualify for the scheme we'll take your details and perform a credit check with our partner credit check bureau CRC. Based on the result of the check, a decision will be made as to whether you are eligible for the scheme. Contact our Customer Service Team via email on or via phone on 0700-COOLWORLD (0700266596753) to discuss your eligibility.

You can also download the Buy Now, Pay Later (post-dated cheque) application form here.

Option 2 - Bank finance options

The terms and conditions associated with this scheme will vary based on the financing institution.

Finance options generally range from 6 to 12 months.

The process;

  • Select desired product - minimum purchase value N50,000
  • Visit store to collect proforma invoice or click here to download
  • Bank will require additional documents to process your application
  • If your finance request is successful, the bank will advance the amount covering your proforma invoice to CoolWorld and provide you with a letter confirming the financing
  • Once you produce this letter in store, CoolWorld will confirm and release the product to you

For more information on the finance options available visit your local store or Contact our Customer Service Team via email on or via phone on 0700-COOLWORLD (0700266596753)